Irregular Income Budget
$12.99
Big month, spend it all. Slow month, panic. Tax bill in April, panic again. Irregular income is hard for anyone, and an ADHD brain that lives in the now makes it harder.
This budget plans from your lowest month, not your average. Every payment you log gets split automatically into tax, essentials, buffer and fun, and a progress bar shows how many months of essentials your buffer covers.
Single personal license · Instant digital download · Nothing is shipped
First step: Set your splits, type your essentials, log your last few payments
- Formats
- Excel (.xlsx)
- You get
- ADHD_Irregular_Income_Budget.xlsx
- Details
- 3 tabs · A planning tool, not tax or financial advice
What's included
- Income Plan: set your tax, essentials, buffer and fun splits once
- Plan-from number: your lowest month in the last 3, 6 or 12 months
- 12-month table of income, after-tax income and whether it covers essentials
- Income Log: 100 payments, each split into tax, essentials, buffer and fun for you
- Buffer progress bar: months of essentials covered, toward your goal
- Running total of tax set aside, so April isn't a surprise
- Dopamine Rewards box and a Read Me tab with a Low-Energy Mode
Why it works for ADHD brains
- Planning from the lowest month means good months build savings, not spending
- One thing to do per payment: log it. The split is worked out for you
- Tax money is visible and separate, so it doesn't get spent by accident
- Seeing "1.7 of 3 months" makes the buffer feel real
- No shame for slow months. That's what the buffer is for
Perfect for: ADHD freelancers, contractors, creators, gig workers, commission sales, or anyone whose paycheck changes every month.
Personal-use license: use it yourself and print as many copies as you need for your own use. Not for resale or redistribution. License terms