Debt Payoff Tracker
$7.99
Debt is heavy. Opening five different apps to figure out which card to pay first is heavier. So the paralysis wins, and the balances sit there.
This tracker gives you one answer: which debt to pay next, and the month you'll be debt-free. Type your balances in, pick snowball or avalanche, and it does every bit of the math, including rolling each paid-off payment into the next debt.
Single personal license · Instant digital download · Nothing is shipped
First step: Type your debts in and see your debt-free date
- Formats
- Excel (.xlsx)
- You get
- ADHD_Debt_Payoff_Tracker.xlsx
- Details
- 4 tabs · Works for credit cards, car loans, student loans, medical bills, BNPL
What's included
- Debts tab: up to 10 debts with balance, APR and minimum payment
- Payoff order worked out for you, snowball (smallest first) or avalanche (highest interest first): one dropdown to switch
- Debt-Free Countdown: your debt-free month, months to go and total interest
- Paid-off date and interest for every single debt
- Visual progress bar on each debt, plus an overall progress bar
- Line chart of your total balance falling over time
- Full month-by-month schedule (10 years) so you can see exactly where every dollar goes
- Dopamine Rewards box and a Read Me tab with a Low-Energy Mode
Why it works for ADHD brains
- One question answered: which debt gets the extra money? It's the one marked 1
- Add $20 extra and watch your debt-free date jump closer. Instant motivation
- Freed-up payments roll to the next debt automatically. No re-planning
- Update five numbers once a month. That's the whole habit
- Missed a month? Type today's balances and the plan starts fresh. No shame
Perfect for: ADHD, AuDHD, executive dysfunction, New Year money resets, or anyone who wants one clear next step out of debt.
Personal-use license: use it yourself and print as many copies as you need for your own use. Not for resale or redistribution. License terms